Brick Residents to Save on Flood Insurance


Mayor John Ducey is proud to announce that the he was recently notified that the Township’s efforts to participate in the National Flood Insurance Program Community Rating System have been successful.  As a result, Brick Township residents who have pay flood insurance will experience discounts on their premiums.

“Joining the Community Rating System was one of the first goals I laid out when I became Mayor.  There are so many residents of Brick Township that are impacted by the new flood insurance guidelines and we fought to help those residents,” said Mayor Ducey.  “It took a great deal of work and I am proud of our staff for all they did to bring us into compliance with the program’s requirements.”

The Township was recently notified by Insurance Services Office that they have verified enough credits for the Township to enter into the Program as CRS Class 6.  This will translate to cumulative savings of $671,948 on flood insurance premiums for Township residents.  This is an average savings of approximately $200 per policy.

The National Flood Insurance Program Community Rating System was implemented in 1990 as a voluntary program for recognizing and encouraging community floodplain management activities exceeding the minimizing NFIP standards. Under the CRS, flood insurance premiums rates are discounted to required community actions that reduce flood damage to insurable properties, strengthen and support the insurance aspects of the NFIP and encourage a comprehensive approach to floodplain management.

The Brick Township Land Use Department and Engineering Division have been working aggressively to meet the requirements of the program.  The Engineer Department staff contacted the owners of 665 non-compliant structures in Brick Township, hosted workshops to provide assistance on mitigation of non-compliant structures, and conducted field inspections to encourage compliance as required in order for the Township to be eligible for the Program. The Planning Department staff implemented procedures to ensure all floodplain management regulations are met, prepared an analysis of repetitive loss areas and prepared a Floodplain Management Plan. Those combined efforts led to the Township’s success entering the Program at a Class 6.

“This has been a long road.  There have been many steps.  I really credit our staff with putting in such an amazing effort,” said Mayor Ducey.  “We are going to continue to work to earn more credits which will translate into even larger savings for our residents.”